How do I buy and sell at the same time?

It is a juggling act, but it is doable with the right plan. The key is timing your sale and purchase so you are not stuck paying two mortgages or left without a place to live. Sometimes that means listing your current home first with a flexible closing date. Other times it means making the purchase contingent on selling your current home. There are also options like rent-backs, short-term rentals, or using equity to bridge the gap. I walk clients through each scenario and the numbers behind it.

How far in advance should I plan if I am relocating to Tampa Bay?

Ideally, start planning three to six months in advance. That gives you time to research neighborhoods, get pre-approved for financing, schedule home tours, and arrange moving logistics. If you are selling a home in another state, I can coordinate with your local agent so the timing is more controlled and you are not stuck in limbo between closings.

How long does it usually take to close in Tampa Bay?

Most closings in the Tampa Bay area take 30 to 45 days from contract to keys in hand. Cash deals can close in under two weeks, while VA, FHA, and conventional loans often take closer to 45 days. The biggest factors affecting the timeline are financing, inspections, repairs when necessary, and appraisal. I help keep the process moving by coordinating directly with lenders, inspectors, and title companies.

Video

What Your Real Estate Agent Won’t Tell You About Property Taxes

The seller's tax bill may be a poor estimate of yours. I explain how exemptions and years of ownership can hide a much larger post-purchase bill.

Published November 18, 2025 · 1:24

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Before making an offer, ask the county property appraiser for a purchase-based estimate. Check your own exemptions and any eligible Florida portability rather than copying the listing's tax figure.

Florida property-tax exemptions and portability

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[00:00] I just had a client tell me that uh this house we looked at was a pretty good property. They liked it a lot. They even mentioned that the uh the taxes are only $1,000 a year. And it kind of got me to what? Where'd you see that? Well, we saw it online. I'm like, oh yeah, of course. Of course. The seller very well could be

[00:19] paying that. They could have a 90% exemption uh from Florida. So, like they could have the homestead. They could have uh uh what's the other? There's some other there's like a widowerower. There's there's like all these other exemptions you could have and the house is a $400 plus,000 house. A first-time

[00:36] home buyer getting this with a homestead would be paying upwards of $6,000 a year. So anyway, be careful basing the properties you look on the taxes that are listed that the seller is currently paying. They could have ported over tax savings from like the last 40 years. You don't know. And it's just one of those

[00:56] things that you really have to be careful. I always recommend if you own a property, look at how much uh the difference is between your your total assessed and your your market value and then you can port over that savings to your new home. And you know, you know, you just don't want to be

[01:14] surprised when you buy the house and it eight months later it gets reassessed at six times the amount you thought it was for, right?

What Your Real Estate Agent Won’t Tell You About Property Taxes

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