Welcome to
Madeira Beach
Local Guide
Talk with Dillon Cook
Use this guide to get oriented, then get the street-level context before you buy or sell in Madeira Beach.
Considering Madeira Beach?
Tell me where you’re looking and what matters to you. I can help compare the neighborhoods, fees, and commute before you narrow the search.
Ask about this area
Send me a note
Prefer a call? Choose a time with Dillon.
Buyer / Seller Gauge
Months of supply points to balanced conditions in Madeira Beach.
A 5-6 month supply is the usual balance zone, where price, condition, and exact location matter more than the broad area name.
Redfin Data Center Updated Jul 2026
About Madeira Beach
About Madeira Beach, Florida
Madeira Beach is a small Gulf-front market where beach lifestyle, condo rules, short-term rental expectations, flood risk, and insurance costs are the main decision drivers.
Madeira Beach is a lifestyle and coastal-risk market. Demand can be strong, but buyers will focus hard on insurance, association health, rental rules, and whether the property fits the intended use.
The current Madeira Beach snapshot shows 199 active listings, 61 sales in the rolling three-month window, 5.5 mo of supply, a median sale price near $622,188, and about 62 days on market. Use that as a directional read, then compare the exact pocket and price band before making a decision.
Local Economy
What drives daily life and demand around Madeira Beach?
Daily life is centered on Gulf Boulevard, Johns Pass Village, the beach, marina and boating access, waterfront restaurants, and quick movement toward Treasure Island, Redington Beach, and Seminole.
Commute and corridor access
Madeira Beach works best when daily life is beach-centered or flexible. Commuting inland or across bridges should be checked carefully because access can be slower than distance suggests.
Schools and address-level fit
Schools are usually secondary here because Madeira Beach demand is more often driven by lifestyle, second-home, condo, waterfront, or investor considerations.
Neighborhood structure and fees
Association rules, reserves, rental restrictions, assessments, and building condition are often more important than the headline price, especially for condos and income-oriented purchases.
Insurance and property screening
Flood and insurance are central. Elevation, building type, condo reserves, milestone rules, wind coverage, and waterfront exposure should be reviewed before the price feels real.
Common Questions
Is Madeira Beach a good place to live?
Madeira Beach is a small Gulf-front market where beach lifestyle, condo rules, short-term rental expectations, flood risk, and insurance costs are the main decision drivers.
What matters when selling in Madeira Beach?
Seller strategy should be clear about beach access, water influence, condo or HOA details, rental rules, assessments, and insurance. Ambiguity slows coastal buyers down.
What should buyers compare first in Madeira Beach?
For regular home buyers, Madeira Beach should start with use case: full-time beach life, second home, or income-assisted ownership. Then compare flood, insurance, HOA health, rental rules, parking, and bridge access.
County Toolbelt
Pinellas County Toolbelt for Madeira Beach
County-level links for taxes, zoning, code, safety, housing resources, research, and calculators.
Taxes and property
Zoning and codes
Safety and housing
Research and calculators
Census Snapshot
Madeira Beach market snapshot
Use this as the numeric baseline. It is Census-backed context for how the area looks on paper before you get into property-level screening.
Market Read
How the numbers tend to translate on the ground
Madeira Beach is a lifestyle and coastal-risk market. Demand can be strong, but buyers will focus hard on insurance, association health, rental rules, and whether the property fits the intended use.
For regular home buyers, Madeira Beach should start with use case: full-time beach life, second home, or income-assisted ownership. Then compare flood, insurance, HOA health, rental rules, parking, and bridge access.
Seller strategy should be clear about beach access, water influence, condo or HOA details, rental rules, assessments, and insurance. Ambiguity slows coastal buyers down.
Investors need to underwrite rules, seasonality, insurance, reserves, assessments, and realistic net income. A beach address does not automatically make the numbers work.
See the complete Census tables 4 detailed groups
Census Data
People and households
- Households 1,951
- Housing units 4,001
- Under 18 6.9%
- Age 65+ 28.9%
- Average household size 2.0
Census Data
Economy and mobility
- Per capita income $71,732
- Bachelor degree or higher 49%
- Labor force participation 60.2%
- Unemployment 2.6%
- Poverty rate 5.5%
- Mean commute 47 min
- Public transportation 0.0%
- Work from home 22.1%
Census Data
Housing profile
- Detached single-family 37.2%
- Homeowner vacancy 6.2%
- Rental vacancy 43.2%
- Median gross rent $2,326
- Built 2000 or later 16.9%
Census Data
Housing costs
- Owner costs with mortgage $3,682
- Owner costs without mortgage $1,400
- Owner cost burden 35%+ 30.8%
- Rent burden 35%+ 71.7%
Schools
Madeira Beach schools
Campus location does not establish enrollment eligibility. Verify your exact address, grade level, school year, and any choice or magnet application with the district.
Census place boundary: Madeira Beach city. This list includes regular, nonvirtual public-school campuses in the 2024-25 NCES records. Check later openings and closures with the district.
District Snapshot
What to verify first
Madeira Beach generally points to Pinellas County Schools, but exact address decides assignment and program eligibility.
- District Pinellas County Schools
- District grade 2026 A
- District grade 2025 A
- Matched public-school campuses 1
- A-rated schools in snapshot 1
- Charter schools in snapshot 0
- Title I schools in snapshot 0
Schools are usually secondary here because Madeira Beach demand is more often driven by lifestyle, second-home, condo, waterfront, or investor considerations.
School Highlights
School locations and grades
1 of 1 matched campuses have a verified 2026 Florida school grade. The detail list shows up to six schools alphabetically, not a ranking.
Review the matched school details School-level grades and context
MADEIRA BEACH FUNDAMENTAL K-8
2026 ALiving Here
Living in Madeira Beach
This is the everyday layer: what people actually use, how the area moves, and which practical constraints start to matter once the headline city label is out of the way.
Daily Life
What residents actually use
Daily life is centered on Gulf Boulevard, Johns Pass Village, the beach, marina and boating access, waterfront restaurants, and quick movement toward Treasure Island, Redington Beach, and Seminole.
Movement
How routines connect to the rest of the county
Madeira Beach works best when daily life is beach-centered or flexible. Commuting inland or across bridges should be checked carefully because access can be slower than distance suggests.
Costs and constraints
What to screen early
Flood and insurance are central. Elevation, building type, condo reserves, milestone rules, wind coverage, and waterfront exposure should be reviewed before the price feels real. Association rules, reserves, rental restrictions, assessments, and building condition are often more important than the headline price, especially for condos and income-oriented purchases.
Explore Next
Compare nearby options and related context
Move from the local overview into nearby alternatives, deeper reads, videos, and common questions without losing the context you started with.
Nearby Alternatives
If Madeira Beach is close but not quite right
- Treasure Island Use this Pinellas County guide to orient around Treasure Island, compare commute patterns, insurance or flood exposure, fees, housing fit, and nearby Tampa Bay alternatives.
- Redington Beach Use this Pinellas County guide to orient around Redington Beach, compare commute patterns, insurance or flood exposure, fees, housing fit, and nearby Tampa Bay alternatives.
- Seminole Discover Seminole, a Pinellas market where residential stability, schools, and coastal convenience create a strong owner-driven story.
Related Content
Deeper reads, videos, and questions
- How do I buy and sell at the same time?
- How far in advance should I plan if I am relocating to Tampa Bay?
- How long does it usually take to close in Tampa Bay?
Next Step
Talk through Madeira Beach with a local plan
Bring the exact pocket, price band, sale plan, or investment angle into the conversation so the next move is based on the details that matter.