Investor Tool

Tampa Bay Rental Deal Analyzer

Check whether a Tampa Bay rental covers its financing, insurance, taxes, and reserves.

Rental Deal Snapshot

Pressure-test a long-term rental scenario

Run a quick monthly hold scenario with financing, taxes, insurance, HOA, and reserve assumptions before you underwrite too far.

$ Use the contract price or a number you would offer around.
Enter a dollar amount or switch to percent. Closing costs stay outside this screen.
% Use the rate you actually expect to lock, not a best-case teaser.
yrs Most long-term holds will use a 30-year assumption.
$ Use the realistic rent today, not just the highest comp you found.
$ Annual estimate, converted to monthly inside the screen.
$ Insurance can be the biggest miss in Tampa Bay underwriting.
$ Include recurring ownership fees that stay with the hold.
% Reserve as a percent of gross rent.
% Reserve as a percent of gross rent.
% Even if self-managing today, test the deal with management in it.

Monthly payment

Monthly carrying costs

Monthly cash flow

Gross yield

Scenario Status

    Scenario Read

    What this means

    • This screen does not include leasing costs, capital expenditures, or one-time rehab.
    • Use it to eliminate weak deals fast, then move into a deeper review with real insurance, rent, and reserve assumptions.

    Have a property you want me to look at?

    Send me the address and your rental plan. We can check the rent assumptions, expenses, and financing before you go further.

    Ask about a deal

    Send me a note

    Email or phone is enough. Tell me what you need, and I’ll reply about your question.

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    Prefer a call? Choose a time with Dillon.

    Overview

    What this tool helps you decide

    Rental analysis gets weak fast when it ignores flood exposure, insurance costs, HOA or CDD pressure, neighborhood quality, reserves, and how the property actually fits the strategy you want to run.

    This screen is intentionally lighter than DealCooker. Use it to eliminate weak long-term rental assumptions quickly, then move into deeper underwriting when the property still deserves attention.

    Check the assumptions before relying on the result. This estimate is not a lender quote, appraisal, or guarantee.

    Fast Read

    Before you rely on the estimate

    Start with your own numbers

    Use the price, financing, and expenses for the property you’re considering. Then change one assumption at a time.

    Check against actual properties

    Compare the estimate with actual rents and sales. Check the property’s condition and restrictions before treating the result as a reason to buy or sell.

    Use DealCooker for deeper underwriting

    DealCooker is free. Use it to compare financing and rental strategies when you want to go beyond this estimate.

    Past experience

    Related closings and client feedback

    These are past transactions and client experiences, not a promise of the same result for your property.

    *****

    Dillon helped me through the whole process of purchasing my first home. He was knowledgeable and went above and beyond to answer any questions I had. Highly recommend to anyone looking for their first home or investment property.

    Joseph Keyes Imported Client Review

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