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Temple Terrace
Local Guide
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Use this guide to get oriented, then get the street-level context before you buy or sell in Temple Terrace.
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Buyer / Seller Gauge
Months of supply points to seller-favored conditions in Temple Terrace.
Under 5 months of supply usually means buyers have fewer choices and sellers keep more leverage, especially when a home is priced cleanly for its pocket.
City-level Redfin rows use rolling three-month windows; months of supply uses Redfin's published value when available and otherwise divides available supply by the monthly sales pace for the rolling window. When Redfin does not publish inventory for an area row, active listings are used as the supply proxy.
Source geography: City Temple Terrace, FL. Source period: 2026-06-01 to 2026-08-31. Inventory: 130. Active listings counts properties listed during the source window; inventory is a separate supply measure.
Market dataset refreshed (UTC): Sep 12, 2026 14:57
Redfin Data Center Source period ending Aug 2026
About Temple Terrace
About Temple Terrace, Florida
When a Temple Terrace home needs a different layout to work for you, I'd price two options: living with the existing space and making the proposed changes. Don't let an attractive renovation sketch hide the cost or time needed to get there.
The City of Temple Terrace describes permitting and inspection services alongside zoning and plan review (reviewed October 16, 2026). For a house with an addition or conversion, compare the records with the space being sold and ask about unresolved work. For a future project, confirm the review path before counting the new room in your purchase decision. Neither a record search nor a contractor quote is project approval.
The current Temple Terrace snapshot shows 206 active listings, 91 sales in the rolling three-month window, 4.4 mo of supply, a median sale price near $379,749, and about 60 days on market. Use that as a directional read, then compare the exact pocket and price band before making a decision.
Local Economy
What drives daily life and demand around Temple Terrace?
The City of Temple Terrace's Building and Permitting department lists zoning reviews and construction and site-plan reviews among its responsibilities (reviewed October 16, 2026). Take the exact address and proposed change to the City, after confirming jurisdiction. A Temple Terrace mailing label alone shouldn't decide which office you use.
Commute and corridor access
Test your normal trip from the Temple Terrace house, including its driveway and the turns at either end. If work or regular appointments dictate the location, compare both travel directions before choosing between homes.
Schools and address-level fit
Confirm the Temple Terrace address and intended school year with Hillsborough County Public Schools. Ask separately about programs and transportation rather than treating a nearby campus as an assigned place.
Neighborhood structure and fees
Confirm restrictions, association charges if any, and maintenance responsibilities for the specific property. Ask whether the proposed change also needs association review rather than assuming a city permit answers every ownership question.
Insurance and property screening
Review drainage, prior water issues, roof condition and property-specific insurance terms. Have the existing systems and any altered space inspected; proximity to or distance from the river doesn't settle the property's risk.
Common Questions
Is Temple Terrace a good place to live?
When a Temple Terrace home needs a different layout to work for you, I'd price two options: living with the existing space and making the proposed changes. Don't let an attractive renovation sketch hide the cost or time needed to get there.
What matters when selling in Temple Terrace?
Before enlarging or remodeling a Temple Terrace home for sale, bring the current layout and improvement records through Schedule. I'd compare a documented as-is sale with the time and cost of more work before recommending a project.
What should buyers compare first in Temple Terrace?
Use Schedule to bring the Temple Terrace listing, the space you need and your move date. We can compare buying the existing layout with taking on a project, then identify the questions for inspectors and the City.
County Toolbelt
Hillsborough County Toolbelt for Temple Terrace
County-level links for taxes, zoning, code, safety, housing resources, research, and calculators.
Taxes and property
Zoning and codes
Safety and housing
Research and calculators
Census Snapshot
Temple Terrace market snapshot
Use this as the numeric baseline. It is Census-backed context for how the area looks on paper before you get into property-level screening.
Market Read
How the numbers tend to translate on the ground
The City of Temple Terrace describes permitting and inspection services alongside zoning and plan review (reviewed October 16, 2026). For a house with an addition or conversion, compare the records with the space being sold and ask about unresolved work. For a future project, confirm the review path before counting the new room in your purchase decision. Neither a record search nor a contractor quote is project approval.
Use Schedule to bring the Temple Terrace listing, the space you need and your move date. We can compare buying the existing layout with taking on a project, then identify the questions for inspectors and the City.
Before enlarging or remodeling a Temple Terrace home for sale, bring the current layout and improvement records through Schedule. I'd compare a documented as-is sale with the time and cost of more work before recommending a project.
For a Temple Terrace rental, verify allowed use and any leasing restrictions before projecting income from converted space. Base rent on current comparable evidence and keep major repairs separate from routine maintenance.
See the complete Census tables 4 detailed groups
Census Data
People and households
- Households 11,630
- Housing units 12,079
- Under 18 20.1%
- Age 65+ 16.3%
- Average household size 2.3
Census Data
Economy and mobility
- Per capita income $38,513
- Bachelor degree or higher 45%
- Labor force participation 65.4%
- Unemployment 3.7%
- Poverty rate 9.0%
- Mean commute 26 min
- Public transportation 1.0%
- Work from home 23.0%
Census Data
Housing profile
- Detached single-family 42.1%
- Homeowner vacancy 0.6%
- Rental vacancy 2.2%
- Median gross rent $1,594
- Built 2000 or later 13.9%
Census Data
Housing costs
- Owner costs with mortgage $1,743
- Owner costs without mortgage $727
- Owner cost burden 35%+ 18.0%
- Rent burden 35%+ 46.1%
Schools
Temple Terrace schools
Campus location does not establish enrollment eligibility. Verify your exact address, grade level, school year, and any choice or magnet application with the district.
Census place boundary: Temple Terrace city. This list includes regular, nonvirtual public-school campuses in the 2024-25 NCES records. Check later openings and closures with the district.
District Snapshot
What to verify first
Temple Terrace generally points to Hillsborough County Public Schools, but exact address decides assignment and program eligibility.
- District Hillsborough County Public Schools
- District grade 2026 A
- District grade 2025 B
- Matched public-school campuses 5
- A-rated schools in snapshot 1
- Charter schools in snapshot 1
- Title I schools in snapshot 5
Confirm the Temple Terrace address and intended school year with Hillsborough County Public Schools. Ask separately about programs and transportation rather than treating a nearby campus as an assigned place.
School Highlights
School locations and grades
5 of 5 matched campuses have a verified 2026 Florida school grade. The detail list includes all verified grade matches alphabetically, not a ranking.
Review the matched school details 5 verified school details
GRECO MIDDLE MAGNET SCHOOL
2026 CLEWIS ELEMENTARY SCHOOL
2026 CRIVERHILLS ELEMENTARY MAGNET SCHOOL
2026 ATEMPLE TERRACE ELEMENTARY SCHOOL
2026 CWOODMONT CHARTER SCHOOL
2026 CLiving Here
Living in Temple Terrace
This is the everyday layer: what people actually use, how the area moves, and which practical constraints start to matter once the headline city label is out of the way.
Daily Life
What residents actually use
The City of Temple Terrace's Building and Permitting department lists zoning reviews and construction and site-plan reviews among its responsibilities (reviewed October 16, 2026). Take the exact address and proposed change to the City, after confirming jurisdiction. A Temple Terrace mailing label alone shouldn't decide which office you use.
Movement
How routines connect to the rest of the county
Test your normal trip from the Temple Terrace house, including its driveway and the turns at either end. If work or regular appointments dictate the location, compare both travel directions before choosing between homes.
Costs and constraints
What to screen early
Review drainage, prior water issues, roof condition and property-specific insurance terms. Have the existing systems and any altered space inspected; proximity to or distance from the river doesn't settle the property's risk. Confirm restrictions, association charges if any, and maintenance responsibilities for the specific property. Ask whether the proposed change also needs association review rather than assuming a city permit answers every ownership question.
Explore Next
Compare nearby options and related context
Move from the local overview into nearby alternatives, deeper reads, videos, and common questions without losing the context you started with.
Nearby Alternatives
If Temple Terrace is close but not quite right
- Tampa Narrow a Tampa search to the actual address, property type and work you plan to do. Verify city jurisdiction and historic review before treating a remodel as settled.
- Brandon Compare Brandon homes by daily trips, repairs and ownership costs. Check All Persons Rotary Park's facility notices and plan your next move with Dillon.
- Seffner Check Seffner home improvements against available records, test the trips you make and verify the amenities you expect to use before choosing a property.
Related Content
Deeper reads, videos, and questions
How do I buy and sell at the same time?
It is a juggling act, but it is doable with the right plan. The key is timing your sale and purchase so you are not stuck paying two mortgages or left without a place to live.
Sometimes that means listing your current home first with a flexible closing date. Other times it means making the purchase contingent on selling your current home. There are also options like rent-backs, short-term rentals, or using equity to bridge the gap. I walk clients through each scenario and the numbers behind it.
How far in advance should I plan if I am relocating to Tampa Bay?
Ideally, start planning three to six months in advance. That gives you time to research neighborhoods, get pre-approved for financing, schedule home tours, and arrange moving logistics.
If you are selling a home in another state, I can coordinate with your local agent so the timing is more controlled and you are not stuck in limbo between closings.
How long does it usually take to close in Tampa Bay?
Most closings in the Tampa Bay area take 30 to 45 days from contract to keys in hand. Cash deals can close in under two weeks, while VA, FHA, and conventional loans often take closer to 45 days.
The biggest factors affecting the timeline are financing, inspections, repairs when necessary, and appraisal. I help keep the process moving by coordinating directly with lenders, inspectors, and title companies.
Next Step
Talk through Temple Terrace with a local plan
Bring the exact pocket, price band, sale plan, or investment angle into the conversation so the next move is based on the details that matter.