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Temple Terrace
Local Guide
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Use this guide to get oriented, then get the street-level context before you buy or sell in Temple Terrace.
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Buyer / Seller Gauge
Months of supply points to seller-favored conditions in Temple Terrace.
Under 5 months of supply usually means buyers have fewer choices and sellers keep more leverage, especially when a home is priced cleanly for its pocket.
Redfin Data Center Updated Aug 2026
About Temple Terrace
About Temple Terrace, Florida
Temple Terrace is a compact Hillsborough city with older neighborhood character, USF-area influence, golf-course history, river-adjacent pockets, and practical access that feels different from Tampa or Brandon.
Temple Terrace tends to appeal when buyers want character and access at a more practical price than some central Tampa neighborhoods. Condition and local feel do a lot of the pricing work.
The current Temple Terrace snapshot shows 206 active listings, 91 sales in the rolling three-month window, 4.4 mo of supply, a median sale price near $379,749, and about 60 days on market. Use that as a directional read, then compare the exact pocket and price band before making a decision.
Local Economy
What drives daily life and demand around Temple Terrace?
Daily life is shaped by the Temple Terrace Golf and Country Club area, the Hillsborough River, Fowler and Busch access, local parks, and quick links to USF, Busch Gardens, and northeast Tampa errands.
Commute and corridor access
Temple Terrace can be very practical for USF, medical, and northeast Tampa routines. Downtown, Westshore, and cross-county trips need route-specific timing through I-75, I-275, or surface roads.
Schools and address-level fit
School fit should stay address-specific because Temple Terrace overlaps with northeast Tampa expectations and broader Hillsborough assignment patterns.
Neighborhood structure and fees
The area is more older-neighborhood and city-identity driven than fee-heavy suburban inventory, but condos, townhomes, and specific communities still need association review.
Insurance and property screening
Flood and insurance screening should focus on river proximity, drainage, roof age, tree cover, and older-home condition rather than assuming the whole city carries one risk profile.
Common Questions
Is Temple Terrace a good place to live?
Temple Terrace is a compact Hillsborough city with older neighborhood character, USF-area influence, golf-course history, river-adjacent pockets, and practical access that feels different from Tampa or Brandon.
What matters when selling in Temple Terrace?
Seller strategy should frame character, updates, lot feel, city identity, and USF or northeast Tampa access clearly. Buyers need to see why the property stands apart from older nearby inventory.
What should buyers compare first in Temple Terrace?
For regular home buyers, Temple Terrace should be compared by exact pocket, home condition, commute route, river or drainage exposure, and whether the location solves northeast Tampa life better than nearby Tampa options.
County Toolbelt
Hillsborough County Toolbelt for Temple Terrace
County-level links for taxes, zoning, code, safety, housing resources, research, and calculators.
Taxes and property
Zoning and codes
Safety and housing
Research and calculators
Census Snapshot
Temple Terrace market snapshot
Use this as the numeric baseline. It is Census-backed context for how the area looks on paper before you get into property-level screening.
Market Read
How the numbers tend to translate on the ground
Temple Terrace tends to appeal when buyers want character and access at a more practical price than some central Tampa neighborhoods. Condition and local feel do a lot of the pricing work.
For regular home buyers, Temple Terrace should be compared by exact pocket, home condition, commute route, river or drainage exposure, and whether the location solves northeast Tampa life better than nearby Tampa options.
Seller strategy should frame character, updates, lot feel, city identity, and USF or northeast Tampa access clearly. Buyers need to see why the property stands apart from older nearby inventory.
Investors should underwrite age, maintenance, rent demand, and USF-area practicality carefully. The city can work, but older-home surprises can change the deal quickly.
See the complete Census tables 4 detailed groups
Census Data
People and households
- Households 11,630
- Housing units 12,079
- Under 18 20.1%
- Age 65+ 16.3%
- Average household size 2.3
Census Data
Economy and mobility
- Per capita income $38,513
- Bachelor degree or higher 45%
- Labor force participation 65.4%
- Unemployment 3.7%
- Poverty rate 9.0%
- Mean commute 26 min
- Public transportation 1.0%
- Work from home 23.0%
Census Data
Housing profile
- Detached single-family 42.1%
- Homeowner vacancy 0.6%
- Rental vacancy 2.2%
- Median gross rent $1,594
- Built 2000 or later 13.9%
Census Data
Housing costs
- Owner costs with mortgage $1,743
- Owner costs without mortgage $727
- Owner cost burden 35%+ 18.0%
- Rent burden 35%+ 46.1%
Schools
Temple Terrace schools
Campus location does not establish enrollment eligibility. Verify your exact address, grade level, school year, and any choice or magnet application with the district.
Census place boundary: Temple Terrace city. This list includes regular, nonvirtual public-school campuses in the 2024-25 NCES records. Check later openings and closures with the district.
District Snapshot
What to verify first
Temple Terrace generally points to Hillsborough County Public Schools, but exact address decides assignment and program eligibility.
- District Hillsborough County Public Schools
- District grade 2026 A
- District grade 2025 B
- Matched public-school campuses 5
- A-rated schools in snapshot 1
- Charter schools in snapshot 1
- Title I schools in snapshot 5
School fit should stay address-specific because Temple Terrace overlaps with northeast Tampa expectations and broader Hillsborough assignment patterns.
School Highlights
School locations and grades
5 of 5 matched campuses have a verified 2026 Florida school grade. The detail list shows up to six schools alphabetically, not a ranking.
Review the matched school details School-level grades and context
GRECO MIDDLE MAGNET SCHOOL
2026 CLEWIS ELEMENTARY SCHOOL
2026 CRIVERHILLS ELEMENTARY MAGNET SCHOOL
2026 ATEMPLE TERRACE ELEMENTARY SCHOOL
2026 CWOODMONT CHARTER SCHOOL
2026 CLiving Here
Living in Temple Terrace
This is the everyday layer: what people actually use, how the area moves, and which practical constraints start to matter once the headline city label is out of the way.
Daily Life
What residents actually use
Daily life is shaped by the Temple Terrace Golf and Country Club area, the Hillsborough River, Fowler and Busch access, local parks, and quick links to USF, Busch Gardens, and northeast Tampa errands.
Movement
How routines connect to the rest of the county
Temple Terrace can be very practical for USF, medical, and northeast Tampa routines. Downtown, Westshore, and cross-county trips need route-specific timing through I-75, I-275, or surface roads.
Costs and constraints
What to screen early
Flood and insurance screening should focus on river proximity, drainage, roof age, tree cover, and older-home condition rather than assuming the whole city carries one risk profile. The area is more older-neighborhood and city-identity driven than fee-heavy suburban inventory, but condos, townhomes, and specific communities still need association review.
Explore Next
Compare nearby options and related context
Move from the local overview into nearby alternatives, deeper reads, videos, and common questions without losing the context you started with.
Nearby Alternatives
If Temple Terrace is close but not quite right
- Tampa Use this Hillsborough County guide to orient around Tampa, compare commute patterns, insurance or flood exposure, fees, housing fit, and nearby Tampa Bay alternatives.
- Brandon Use this Hillsborough County guide to orient around Brandon, compare commute patterns, insurance or flood exposure, fees, housing fit, and nearby Tampa Bay alternatives.
- Seffner Use this Hillsborough County guide to orient around Seffner, compare commute patterns, insurance or flood exposure, fees, housing fit, and nearby Tampa Bay alternatives.
Related Content
Deeper reads, videos, and questions
- How do I buy and sell at the same time?
- How far in advance should I plan if I am relocating to Tampa Bay?
- How long does it usually take to close in Tampa Bay?
Next Step
Talk through Temple Terrace with a local plan
Bring the exact pocket, price band, sale plan, or investment angle into the conversation so the next move is based on the details that matter.